Find Your Loan Match
The right loan opens the door to homeownership. Whether you’re buying, investing, or refinancing, we’ll help you find the perfect fit. Explore your options with confidence and take the next step toward your goals.
FHA Home Loan
FHA loans are insured by the Federal Housing Administration (FHA), offering low mortgage rates and a minimal down payment for qualified borrowers.
VA Loans
VA loans, backed by the Department of Veterans Affairs, provide military veterans with exceptional benefits, including low interest rates and no down payment.
USDA Loans
For homebuyers in rural or suburban areas, USDA loans offer 100% financing with no down payment and minimal upfront costs.
First-Time Buyers
First-time buyer loans offer low down payments, grants, and closing cost assistance—some forgiven at purchase. Other options reduce interest rates and mortgage insurance costs.
CalHFA Assistance
CalHFA offers a variety of loan programs to help Californians buy a home. We participate in all their offerings and can guide you through your options.
Jumbo Loans
Jumbo loans finance homes exceeding conventional limits, typically $548,250 in most counties. They’re ideal for high-value properties requiring larger loan amounts.
Investor Loans
Investor loans provide flexible financing without traditional income verification. Options like bank statement and DSCR loans use alternative qualifying methods. Rental properties can be financed based on income potential, and loans can close under an LLC or corporate name.
Construction Loans
Construction loans provide financing to purchase land, build a new home, or renovate an existing property. Options include construction-to-permanent loans, which convert into a traditional mortgage after completion, and stand-alone construction loans, which require refinancing once the project is finished.
HELOC
Home equity loans and HELOCs let homeowners tap into their equity while keeping their low first mortgage rate. Loans provide a lump sum with fixed payments, while HELOCs offer flexible access to funds for home improvements, debt consolidation, and more.
Fixed Rate
The most common type of loan option, a fixed-rate mortgage keeps monthly principal and interest payments the same for the entire loan term, providing stability and predictability.
Adjustable Arm
Adjustable-rate mortgages start with a fixed interest rate for a set period, then adjust based on market conditions. This option can offer lower initial rates but fluctuates over time.
Interest Only
Interest-only mortgages allow borrowers to pay just the interest for a set period, lowering initial payments. This benefits those needing cash flow flexibility, lower upfront costs, or planning to sell or refinance before principal payments begin.
