Loan Products
Find Your Loan Match
The right loan opens the door to homeownership. Whether you are buying, investing, or refinancing, we will help you find the perfect fit. Explore your options with confidence and take the next step toward your goals.
FHA Home Loan
FHA loans are insured by the Federal Housing Administration, offering low mortgage rates and a minimal down payment for qualified borrowers.
Learn more →VA Loans
VA loans backed by the Department of Veterans Affairs provide military veterans with exceptional benefits including no down payment.
Learn more →USDA Loans
For homebuyers in rural or suburban areas, USDA loans offer 100 percent financing with no down payment and minimal upfront costs.
Learn more →First-Time Buyers
First-time buyer loans offer low down payments, grants, and closing cost assistance. Some are forgiven at purchase.
Learn more →CalHFA Assistance
CalHFA offers a variety of loan programs to help Californians buy a home. We participate in all their offerings and can guide you through your options.
Learn more →Jumbo Loans
Jumbo loans finance homes exceeding conventional limits. They are ideal for high-value properties requiring larger loan amounts.
Learn more →Investor Loans
Investor loans provide flexible financing without traditional income verification. DSCR loans use rental income to qualify. Loans can close under an LLC.
Learn more →Construction Loans
Construction loans provide financing to purchase land, build a new home, or renovate an existing property. Options include construction-to-permanent and stand-alone loans.
Learn more →HELOC
Home equity loans and HELOCs let homeowners tap into their equity while keeping their low first mortgage rate. Access funds for improvements, debt consolidation, and more.
Learn more →Fixed Rate
A fixed-rate mortgage keeps monthly principal and interest payments the same for the entire loan term, providing stability and predictability.
Learn more →Adjustable ARM
Adjustable-rate mortgages start with a fixed rate for a set period then adjust based on market conditions. Can offer lower initial rates.
Learn more →Interest Only
Interest-only mortgages allow borrowers to pay just the interest for a set period, lowering initial payments. Benefits those needing cash flow flexibility.
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